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0% APR Financing Available*

Buy now. Pay later. We provide easy and affordable financing through our partner, Bread, with no prepayment penalties.

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Affordable Monthly Payments

Pay for your Joovv over time at competitive interest rates, including as low as 0% APR financing options.*

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No Prepayment Penalties

Pay back your loan in affordable monthly payments and prepay the balance at any time without a penalty.

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Fast & Easy Online Application

No paperwork required! Applying is easy, and checking your rate does not affect your credit score.

For more information and frequently asked questions, click here.

*Your terms may vary and are subject to credit approval. Rates range from 0% to 29.99% APR. All Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.

Frequently Asked Questions

What is Bread financing?

Bread is a new type of financing platform. They help you pay for your purchases over time through easy-to-understand monthly payments. Bread is committed to treating their customers with dignity. Their terms are clear & straightforward, they have no hidden fees, and there is no prepayment fee.

What financing options are available?

If you pre-qualify, you may pay for your order over 3, 12, or 24 months at competitive interest rates as low as 0% APR*.

*The terms are for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR, or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Rates range from 0% to 29.99% APR. All Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.

Does Bread affect my credit score?

Bread uses a soft inquiry to check your rate, which won’t affect your credit score. If they are not able to offer you credit, or if you do not accept the terms, there is no impact to your credit score.

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